Rates as of October 2026
Compare Personal Loans Across 20 Lenders
Rates from 9.9% · No CIBIL impact · Disbursal in minutes · 100% free
Check Eligibility- Lowest Rate
- 9.9% PNB & Union Bank
- Fastest Disbursal
- 15 min KreditBee
- Highest Limit
- ₹50L ICICI & IndusInd
- Lowest CIBIL
- None KreditBee NTC
Personal Loan Guides
In-depth topic pages to help you borrow smarter
- Personal Loan Interest RatesCompare rates across 20 lenders in India — rates as of October 2026Read guide
- Personal Loan EligibilityUnderstand who qualifies and how to improve your chancesRead guide
- Documents Required for Personal LoanComplete checklist — salaried, self-employed, and govt employeesRead guide
- Processing Fees ComparisonTransparent breakdown of all charges — find the cheapest loanRead guide
- SoonPersonal Loan Balance TransferMove your loan to a lower rate and save on interestRead guide
- SoonPre-Approved Personal LoansGet instant offers without a hard credit enquiryRead guide
- SoonInstant Personal LoansDisbursal in minutes — how they work and who offers themRead guide
- SoonPersonal Loans for Self-EmployedFind the best options when you don't have a salary slipRead guide
- SoonPersonal Loan Without Salary SlipAlternate income proofs accepted by lenders in 2026Read guide
- SoonPersonal Loan with Low Credit ScoreOptions available even when your CIBIL is below 650Read guide
- SoonPrepayment & Foreclosure ChargesKnow the real cost of closing your loan earlyRead guide
- SoonDebt Consolidation Personal LoanCombine multiple debts into one affordable EMIRead guide
Compare by Lender
Detailed pages for each lender — rates, eligibility, docs and more
20 lenders
- HDFC BankBankMost PopularMin Rate10.5%Max Loan₹40LMin CIBIL700View details
- State Bank of IndiaBankLowest RateMin Rate11.05%Max Loan₹20LMin CIBIL650View details
- ICICI BankBankHigh LimitMin Rate10.65%Max Loan₹50LMin CIBIL700View details
- Poonawalla FincorpNBFC100% Digital ProcessMin Rate11%Max Loan₹30LMin CIBIL680View details
- Hero FinCorpNBFCMin Rate11%Max Loan₹5LMin CIBIL650View details
- PrefrFintechLow CIBIL OKMin Rate15%Max Loan₹5LMin CIBIL600View details
- Axis BankBankMin Rate10.49%Max Loan₹40LMin CIBIL700View details
- Kotak Mahindra BankBankMin Rate10.99%Max Loan₹40LMin CIBIL700View details
- Bajaj FinservNBFCLongest TenureMin Rate11%Max Loan₹40LMin CIBIL685View details
- IDFC FIRST BankBankMin Rate10.49%Max Loan₹40LMin CIBIL700View details
- IndusInd BankBankMin Rate10.49%Max Loan₹50LMin CIBIL700View details
- Tata CapitalNBFCMin Rate10.99%Max Loan₹35LMin CIBIL680View details
- Yes BankBankMin Rate10.99%Max Loan₹40LMin CIBIL700View details
- Punjab National BankBankPSU Lowest RateMin Rate9.9%Max Loan₹10LMin CIBIL650View details
- Bank of BarodaBankMin Rate10.9%Max Loan₹10LMin CIBIL650View details
- Federal BankBankMin Rate11%Max Loan₹25LMin CIBIL680View details
- Union Bank of IndiaBankLowest Overall RateMin Rate9.9%Max Loan₹15LMin CIBIL650View details
- Canara BankBankMin Rate9.9%Max Loan₹10LMin CIBIL650View details
- MoneyViewFintechInstant ApprovalMin Rate15.96%Max Loan₹10LMin CIBIL600View details
- KreditBeeFintechNTC WelcomeMin Rate17%Max Loan₹5LMin CIBILNoneView details
- RBI RegulatedAll listed lenders comply with RBI norms
- No CIBIL ImpactEligibility check is a soft enquiry only
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